About Varun Kalra
Your Real Estate Agent needs a Experienced Loan Officer.
Hello, I'm Varun Kalra, your loan officer. With years of experience in the real estate industry, I am dedicated to helping individuals and businesses find the right loan solutions. I am committed to providing personalized and professional service to meet your financial needs.
What products do we have to offer?
Fairway Mortgage offers a wide range of loan products to meet the needs of our clients. Whether you are a first-time homebuyer or looking to refinance, we have options such as conventional, FHA, VA, USDA, and jumbo loans. We also offer specialized programs for unique situations.
A mortgage loan is a type of loan specifically designed for purchasing real estate. The borrower pledges the property as collateral to secure the loan, and the lender provides the funds needed for the purchase.
A fixed-rate mortgage has a set interest rate that does not change over the life of the loan, while an adjustable-rate mortgage has an interest rate that may fluctuate over time based on market conditions.
PMI is a type of insurance that protects the lender in case the borrower defaults on the loan. It is often required for borrowers with a down payment of less than 20%.
It may be possible to get a mortgage with bad credit, but you may face higher interest rates and stricter terms.
One of the main benefits of an FHA mortgage is the ability to put down a lower down payment, as low as 3.5% of the purchase price. Additionally, borrowers with lower credit scores may still qualify for an FHA loan.
My Service
As a loan officer, I provide professional mortgage services to help clients secure the best financing options for their home purchase. I offer personalized guidance, streamline the application process, and ensure a smooth closing.
Contact Us
With a focus on personalized attention and tailored solutions, let me help you with your mortgage needs.